YouChoose benefits
Save a little easier with YouChoose – the account that lets you earn interest, no matter your savings balance. Plus, you won’t get pinged with any setup or monthly fees.
How to open a YouChoose account
Follow the instructions below to get started. Alternatively, if you already have other savings accounts with Heartland and are managing these in the Heartland Mobile App, log in to open your new YouChoose.
Looking for something else?
Heartland Bank Savings and Deposits accounts are a great way to put aside money and save for your goals.
Here are a few options:
- Our highest on-call rate
- Add and withdraw funds anytime
- Unlimited withdrawals to one nominated account
- Access your funds with notice
- Add funds anytime
- Higher rate than our Call accounts, with some flexibility
- No set-up costs or monthly fees
- Our most flexible call account
- Make payments to any NZ bank account
General information
Take control of your banking online
Our YouChoose account is DCS-protected.
The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 held in DCS-protected accounts. Find out more.
Ready to get started?
Click open an account and answer some simple questions to get your new account set-up underway.