Over
28,000 Kiwis
have made the most of their home
Hear from our customers first hand:
View our customer stories
Make the most of your hard work and live the life you want
with a Heartland Bank Reverse Mortgage.
We’ve helped over 28,000 Kiwis release their home equity.
Even a small amount could make a difference.
So when life happens, you could remain independent and secure.
What is a reverse mortgage?
What can I do with my loan?
Calculate how much you could receive
Get a free info pack
How am I protected?
Our brand ambassador
We’re proud to introduce Judy Bailey as our Reverse Mortgage brand ambassador who is a well-known face across New Zealand households.
See our Tea & Possibilities video series where Judy talks to reverse mortgage customers about their experience firsthand.
View our customer stories
What is a reverse mortgage?
If you’ve been wondering about whether a reverse mortgage is right for you, you’ve come to the right place. Heartland Bank Reverse Mortgage specialist Joan will help break it down.
Enquire now for a free info pack
The Reverse Mortgage process
Speak to a specialist
If you’d like to find out more about a Heartland Bank Reverse Mortgage, you can call us on
0800 488 740.
Alternatively, enquire with us by clicking the button below and filling out the contact form.
Our hours are Monday to Friday, 8.30am - 5.00pm
Enquire now
General information
Are you looking to move into retirement village living?
Designed for Kiwis planning to move into a retirement village, our Village Access Loan uses the value of your current house to fund your next move - without needing to sell it first.
How can we help?
New Reverse Mortgage application
If you are new to Heartland and wish to apply for a Reverse Mortgage, please select apply here.
Cash Reserve request
If you already have a Reverse Mortgage and wish to draw funds from an existing account, please apply here.