Why choose Digital Saver?
Digital Saver is an online call account that allows easy access to manage funds while boosting your savings, no matter what your balance is.
How to open a Digital Saver account
Follow the instructions below to get started. Alternatively, if you already have other savings accounts with Heartland and are managing these in the Heartland Mobile App, log in to open your new Digital Saver.
Canstar's Savings Account Awards
Our Digital Saver has received Canstar’s Outstanding Value – Savings Account, 2025, recognising exceptional value.
We’re also proud to be awarded Canstar's Bank of the Year Savings for eight consecutive years, recognising the bank with the strongest combination of savings products across price, features, tools, and flexibility.
Take control of your banking online
Looking for something else?
Heartland Bank Savings and Deposits accounts are a great way to put aside money and save for your goals.
Here are a few options:
- Access your funds with notice
- Add funds anytime
- Higher rate than our Call accounts, with some flexibility
- Competitive fixed term rates
- Interest paid out or compounded quarterly
- No set-up costs or monthly fees
- No set-up costs or monthly fees
- Our most flexible call account
- Make payments to any NZ bank account
General information
Our Digital Saver account is DCS-protected.
The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 held in DCS-protected accounts. Find out more.
Ready to get started?
Click open an account and answer some simple questions to get your new account set-up underway.