Heartland Extend (Consumer) Rates and Fees

Heartland is no longer offering our Heartland Extend loans to new customers. If you already have a secured or unsecured Heartland Extend loan, you’ll find all you need to know about interest rates and fees for these products here.

Heartland Extend secured and unsecured loan rates and fees

Rates

Interest rates range from 5.95% p.a. to 21.00% p.a. and are fixed for the full term of the loan. The rate charged will depend on your financial circumstances.

To understand the rate that will apply to you please call 0800 420 842.

Default interest rates

If you do not pay an amount when it is due, then we will charge you interest at a default interest rate of 6% per annum above the then current interest rate.

Fees

See the Schedule of Standard Fees and Charges Applied to Extend Secured Loans here and Extend Unsecured Loans here.