Why choose Direct Call?
No matter what you’re saving for, our Direct Call offers a competitive rate for a ‘no strings attached’ call account.
Canstar's Savings Account Awards
Our Direct Call account has received Canstar’s Outstanding Value – Savings Account, 2018–2025, recognising eight consecutive years of exceptional value.
We’re also proud to be awarded Canstar's Bank of the Year Savings for eight consecutive years, recognising the bank with the strongest combination of savings products across price, features, tools, and flexibility.
How to open a Direct Call
Follow the instructions below to get started. Alternatively, if you already have other savings accounts with Heartland and are managing them in the Heartland Mobile App, log in to open your new Direct Call.
Looking for something else?
Heartland Bank Savings and Deposits accounts are a great way to put aside money and save for your goals.
Here are a few options:
- Our highest on-call rate
- Add and withdraw funds anytime
- Unlimited withdrawals to one nominated account
- Access your funds with notice
- Add funds anytime
- Higher rate than our Call accounts, with some flexibility
- Competitive fixed term rates
- Interest paid out or compounded quarterly
- No set-up costs or monthly fees
General information
Take control of your banking online
Our Direct Call account is DCS-protected.
The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 held in DCS-protected accounts. Find out more.
Ready to get started?
Click open an account and answer some simple questions to get your new account set-up underway.