Looking to purchase a business asset?

Having the right equipment is crucial for driving your business forward. Whether you’re looking to upgrade heavy machinery, or acquire new technology, our team is here to support you with flexible and affordable financing options.

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Why choose to finance with us?

Tailored solutions
We offer customised financing options based on your business’s unique requirements. From trucks to tractors, we’ll work with you to find the best fit for your business.
Affordable and flexible terms
Flexibility to set loan repayments to suit your cashflow or seasonal requirements, plus the ability to choose from 12 - 60 month terms.
Local expertise you can trust
As a proudly New Zealand-owned bank, we understand the challenges and opportunities in the local market. Our dedicated team is here to offer guidance and support to Kiwi businesses like yours.
Next repayment on 06 Jul 2026

Take care of your business loan anytime, anywhere.

Manage your loan repayments, generate statements and keep up with transactions on the go with the Heartland Mobile App.

How to apply for Asset Finance

1
Speak with our team
Contact our asset finance experts to discuss your needs and explore options.
2
Complete your application
We’ll guide you through the application process and conduct the checks we need.
3
Get approved
Once approved, we'll email you an offer letter, and the invoice for the asset will be paid.
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Ready to Grow Your Business?

Our team is here to help you every step of the way. Reach out to us today to learn more about our asset finance options and how we can support your business growth.

Call us based on your location