Why choose Business Call?

You work hard for your business, now it's time your money did the same. Our Business Call helps you earn a competitive rate on every dollar, with instant access to your funds when you need it.

Interest earned on every dollar
Unlimited withdrawals to one nominated account
No minimum monthly deposit or monthly fees
Manage your account through the Heartland Mobile App

Canstar's Savings Bank of the Year

We are very proud to be awarded Canstar’s Bank of the Year - Savings for eight consecutive years! This achievement is awarded to the institution that provides the strongest combination of products, accounting for the price positioning, features, savings tools and flexibility of the products assessed within Canstar's Savings Account Star Ratings profiles, as well as supporting savers through a competitive Term Deposit offering.


Looking for something else?

Heartland Bank Savings and Deposits accounts are a great way to put aside money and save for your goals.
Here are a few options:

Digital Saver
2.05 % p.a.
  • Our highest on-call rate
  • Add and withdraw funds anytime
  • Unlimited withdrawals to one nominated account
Find out more
32 day Notice Saver
2.70 % p.a.
  • Access your funds with notice
  • Add funds anytime
  • Higher rate than our Call accounts, with some flexibility
Find out more
90 day Notice Saver
2.95 % p.a.
  • Access your funds with notice
  • Add funds anytime
  • Higher rate than our Call accounts, with some flexibility
Find out more
Interest rates are subject to change without notice.

05 Jun 2026 05 Jun 2026

Take control of your banking online

Open accounts, view transactions, generate statements and more.

Our Business Call account is DCS-protected.

The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 held in DCS-protected accounts. Find out more.

Ready to get started?

Click enquire now and fill out a form and we will get in touch shortly.