Account and service fees and terms

Heartland Bank's current Disclosure Statement and Account and Service General Terms and Conditions are available here.

Rates are subject to change without notice.

• Interest payment frequency varies according to term and investment amount
• Minimum deposit $1,000, maximum deposit $5,000,000
• Heartland Bank's Term Deposits Product Fact Sheet is available here

• No fees
• Unlimited withdrawals to one nominated account
• Interest compounded monthly
• No minimum deposit, maximum deposit $5,000,000

• Unlimited withdrawals to one nominated account
• $10 fee for each staff-assisted withdrawal
• Interest compounded monthly
• Heartland Bank’s Digital Saver Product Fact Sheet is available here

• No fees
• Unlimited withdrawals to one nominated account
• Interest compounded monthly
• No minimum deposit, maximum deposit $5,000,000

• No set-up, transaction or maintenance fees
• Interest compounded monthly
• No minimum deposit, maximum balance of $5,000,000
• 32 or 90 days’ notice required for withdrawal
• Withdrawals to one nominated account
• Heartland Bank’s Notice Saver product fact sheet is available here

• Interest compounded monthly
• No minimum deposit. $5,000,000 maximum deposit
• Service fees may apply - refer to Account and service fee guide

• Interest paid quarterly
• $1,000 minimum deposit. $5,000,000 maximum deposit
• Service fees may apply - refer to Account and service fee guide
• Heartland Bank's Cash and Term PIE accounts product fact sheet is available here

• No fees
• Interest compounded monthly
• $1,000 minimum deposit. $5,000,000 maximum deposit
• Heartland Bank's Cash and Term PIE accounts product fact sheet is available here

• Interest compounded monthly
• No minimum deposit. $5,000,000 deposit
• Service fees may apply - refer to Account and service fee guide